Also known as BOP or Business Owners Policy is a kind of combination policy where two types of coverages are on offer. The first kind is property insurance, and the second one is liability insurance.
All kinds of risks associated with business equipment, premises, and vehicles are covered by property insurance. This insurance also includes associated business losses. And liability insurance deals with damages to people and their properties. However, this insurance doesn’t cover risks associated with professional services.
With a BOP, your business will be protected from all the risks under one insurance coverage. At Anderson Insurance, we customize the policy to meet our client’s requirements. Purchasing a comprehensive BOP from us will be more affordable than purchasing liability and property insurance policies separately.
Anderson Insurance offers business owners' insurance policies to small-scale as well as medium-scale businesses. Our packaged and customized policies are designed for businesses that have risks of the same kind and intensity and include the following:
We do not cover auto insurance, professional liability, health and disability insurance, or workers' compensation in our BOPs.
BOP has become mandatory for businesses of all dimensions, and we at Anderson Insurance are here to help customers get tailor-made BOPs for their businesses.
As a business owner, you will need a BOP if you have your independent workplace, work in some rented place, have client contracts where you need general liability insurance, etc.
We provide business owners insurance to businesses, which:
For bakeries, we offer BOPs combining commercial property insurance and general liability insurance. Our BOP typically covers property damage and customer injuries, damage to business property, and slander or other injuries.
In the food service industry, including bakeries, we offer add-ons that are of help, like business interruption insurance, liquor liability insurance, cyber liability insurance, and other coverages.
Whether you have a fast-food outlet or a fine-dining restaurant, we at Anderson Insurance have you covered with a customized BOP. As this insurance combines general liability insurance and commercial property insurance under one plan, it proves to be highly cost-effective for restaurant owners.
BOP for restaurant owners is great for damaged commercial property, food spoilage and contamination, and business interruption incidents. Our cost for a BOP for restaurant owners varies depending on the restaurant's location, property, equipment used in the restaurant, number of employees, and similar factors.
The salon business comes with some unique risks. Anderson Insurance's BOP for salons provides coverage and protection from these industry-specific risks and claims which come with running a salon.
We offer customized BOPs for salon businesses as per the requirement of the salon. In case of a claim, we ensure that your salon business gets maximum coverage for the losses that it has incurred.
A BOP for tech companies offers protection against common liability risks. Also, the policy should help protect the business property from natural disasters and hazards.
Anderson Insurance offers BOP for tech companies covering the expenses of damaged customer property, damaged business property like laptops, computers, and so on, advertising injuries, copyright infringement lawsuits, and accidental client injuries, among many others.
We believe every business owner should have proper knowledge and information about BOP before they sign up for one. Hence if you need more information on our BOP insurance coverage and how it can help protect your business, get in touch with our team at Anderson Insurance right away!
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